:root{
  --bg:#f6f7f8;
  --ink:#101214;
  --muted:#5f666d;
  --line:#d9dde1;
  --panel:#ffffff;
  --accent:#0b3a53;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.6;
}
.nav{
  position:sticky;top:0;z-index:10;
  display:flex;justify-content:space-between;align-items:center;
  padding:18px 7vw;
  background:rgba(255,255,255,.96);
  border-bottom:1px solid var(--line);
}
.brand{font-weight:700;letter-spacing:.2px}
nav a{color:var(--ink);text-decoration:none;margin-left:22px;font-size:.95rem}
.hero{
  min-height:62vh;
  display:grid;align-items:center;
  padding:80px 7vw;
  background:linear-gradient(135deg,#eef3f6,#ffffff);
}
.hero>div{max-width:850px}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;color:var(--accent);font-weight:700}
h1{font-size:clamp(2.3rem,6vw,5rem);line-height:1.05;margin:.2em 0}
h2{font-size:2rem;margin-top:0}
.lead{font-size:1.2rem;max-width:760px;color:var(--muted)}
.button{
  display:inline-block;margin-top:20px;padding:13px 20px;border-radius:6px;
  background:var(--accent);color:white;text-decoration:none;font-weight:600
}
.section{padding:72px 7vw;max-width:1200px;margin:auto}
.alt{background:#eef1f3;max-width:none}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
article{background:var(--panel);border:1px solid var(--line);padding:24px}
article h3{margin-top:0}
.placeholder{background:#fff8d8;border:1px solid #ead889;padding:12px}
footer{
  display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;
  padding:28px 7vw;border-top:1px solid var(--line);color:var(--muted);background:white
}
footer a{color:inherit}
@media(max-width:760px){
  .nav{align-items:flex-start;gap:15px;flex-direction:column}
  nav a{margin:0 18px 0 0}
  .grid{grid-template-columns:1fr}
  .hero{min-height:auto;padding-top:60px;padding-bottom:60px}
}